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English   Srpski  Home page > News archives > Press conference 09.11.2017

Press conference

INCREASING REGULARITY IN REPAYMENT CONCERNING RETAIL AND CORPORATE LOANS, CREDIT CARDS AND CURRENT ACCOUNTS

At the press conference held at the Association of Serbian Banks on 9 November 2017 Dr Veroljub Dugalić, ASB Secretary General, presented the data from the ASB Credit Bureau’s operations regarding the retail and corporate debt in respect of bank loans, leasing contracts, current accounts and credit cards. He underlined that October 2017 recorded the stagnation of both retail and corporate loans. In the retail segment, the only categories to have recorded a growth were cash and other (mostly refinancing) loans, whereas mortgage and cash loans remained predominant in terms of amount.

It is encouraging to observe the increasing regularity in repayment on the part of both retail and corporate clients when it comes to loans, credit cards and current accounts. At the end of October 2017 the share of default in the total debt in respect of bank loans amounted to 12.4% for legal entities, 12.3% for entrepreneurs, and 4.8% for retail clients, compared to: 14.1%, 15.3% and 11.5% respectively, at the end of 2016.

The share of default in the amount of current account overdrafts at the end of October 2017 amounted to 11.8%, as opposed to 12.6% at the end of the last year. The share of default in the amount of used credit cards at the end of October 2017 amounted to 16.2%, against 19.7% at the end of 2016.

Tables:

Legal entities and entrepreneurs credit balance sheet

Retail credit balance sheet by type of credit

Debt in respect of bank credits

Retail debt by type of credit

Share of defaults in credit debts

Individuals' debt according leasing contracts, credit cards and current accounts

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